Pensions and investments advice in Stevenage

Your home may be repossessed if you do not keep up repayments on your mortgage.
The value of pension and investments can fall as well as rise. You may get back less than you invested.
The Financial Conduct Authority do not regulate auto enrolment

Pensions

If you are looking for advice on starting a new pension or to review existing pensions we can help you through the current regulations. It is important that any new pension or existing plans are aligned to your attitude to risk, if not then you may be taking less or more risk than necessary.

We also arrange auto enrolment pensions for companies and employers who need to offer their staff this benefit. There can be considerable fines for companies/employers who do not abide by the pension regulations and it could cost you more than just doing it correctly in the first place.

There is a wide variety of schemes, charges and funds and not all existing plans are delivering acceptable growth or allow all forms of retirement options.

If you are planning to or retiring shortly it may pay to have review and find out what your existing pension may provide in retirement.
 
Whilst annuities may have fallen out of fashion in the last few years there is still a place for them as they can provide a guaranteed income for life and an ongoing income for dependents.
 

Investments

If you are looking to invest a lump sum, start saving for the future or a specific need such as a house deposit, we can help you find the most tax efficient way of doing so.

This may involve an ISA, savings account or investment bond.

We can also review your current investments to make sure they are working hard and delivering an acceptable return. Different forms of investment or savings plans have different tax benefits or liabilities. We can ensure that you get professional advice.

Looking for advice on pensions and investments? Call us on 01438 359300 today for an initial FREE, no-obligation consultation today!

 
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