Pensions and investments advice in Stevenage
Your home may be repossessed if you do not keep up repayments on your mortgage.
The value of pension and investments can fall as well as rise. You may get back less than you invested.
The Financial Conduct Authority do not regulate auto enrolment
If you are looking for advice on starting a new pension or to review existing pensions we can help you through the current regulations. It is important that any new pension or existing plans are aligned to your attitude to risk, if not then you may be taking less or more risk than necessary.
We also arrange auto enrolment pensions for companies and employers who need to offer their staff this benefit. There can be considerable fines for companies/employers who do not abide by the pension regulations and it could cost you more than just doing it correctly in the first place.
There is a wide variety of schemes, charges and funds and not all existing plans are delivering acceptable growth or allow all forms of retirement options.
If you are looking to invest a lump sum, start saving for the future or a specific need such as a house deposit, we can help you find the most tax efficient way of doing so.
This may involve an ISA, savings account or investment bond.
We can also review your current investments to make sure they are working hard and delivering an acceptable return. Different forms of investment or savings plans have different tax benefits or liabilities. We can ensure that you get professional advice.
Looking for advice on pensions and investments? Call us on 01438 359300 today for an initial FREE, no-obligation consultation today!
Mortgagehunters Limited T/A Mortgage Hunters Financial Services is an Appointed Representative of Connect IFA Limited 441505 which is Authorised and Regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference 776832.
There will be a fee for mortgage advice, the precise amount will depend upon your circumstances. Your Consultant will confirm the amount before you choose to proceed but we estimate it to be £899 or up to 2% of the mortgage amount.
Not all services we offer are regulated by the FCA
Commission disclosure: We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation.
Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender.
Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement.
For sales of non-investment insurance products such as life and critical illness insurance, we are remunerated by commission from the insurance provider. Commission will normally be based on a percentage of your premium for a set period of time.