Your home may be repossessed if you do not keep up repayments on your mortgage.
Equity release will reduce the value of your estate and can affect your eligibility for means tested benefits.
Mortgage Hunters Financial Services have been helping people source the right mortgage for their needs since 2006 from offices in Stevenage, Hertfordshire.
Although we are based in Stevenage we have clients throughout the UK, so even if you are not local you can still benefit from our expertise.
We are a diverse brokerage, helping first time buyers, home movers, buy-to-let investors and clients wanting to remortgage for various purposes.
Equity release is a growing part of the needs for clients aged 55 and over. Many people without sufficient retirement income are utilising the equity in their property. It is critical to get the right advice at the outset to ensure that any withdrawal of equity is done in the most appropriate way to avoid costly mistakes.
On top of the above we also arrange pensions and investments (both new and review) and help you protect you and your family against life’s unexpected events. We are happy to discuss one particular area of need with you or conduct a full review of your circumstances to see where you or your family need to take action
Regardless of how big, or small, your needs you can rely on us delivering the same friendly and efficient service to you. The majority of our business comes from existing clients returning or recommending family, friends and work colleagues.
If you want to ensure you are getting the right advice please get in touch with us.
Our expert team
Wayne Coughlan (Principal and Mortgage Advisor)
Prior to becoming a mortgage advisor, Wayne managed successful estate agencies in and around north London. He is knowledgeable and passionate about mortgages and specialises in buy-to-let mortgages and self-employed mortgages. With his vast experience within the property and finance sector he is considered an expert in his field.
Neil Bates (Principal and Mortgage and Financial Advisor)
Neil originally set up Mortgage Hunters in 2006, after having worked in retail banking and estate agency Financial Services management. Still working with mortgage clients from when the business was started, he also moved into full Financial Advice to provide a more rounded service. Neil still works with new residential and buy to let mortgage clients, on a daily basis, as well as undertaking his Financial Advisor role.
Aaron Lynch (Mortgage and Protection Advisor)
Aaron joined Mortgage Hunters as an experienced mortgage advisor in 2017 having become disillusioned with his previous daily trip into London. Having a young family living and working in Stevenage gives him the best of both worlds and avoids lost time travelling. Aaron is keen to give all his clients a great service. He also works with a number of new home sites and has expertise in dealing with New Homes and Help to buy schemes.
Caroline Reynolds (Mortgage and protection Advisor)
Caroline joined Mortgage Hunters in 2018 and helps new and existing mortgage clients, as well as generally helping out with case administration. With a young family she appreciates the need for borrowers to protect themselves and their family against unforeseen events. Caroline is keen to meet new clients and help solve their mortgage and protection needs. Caroline has been a mortgage adviser since June 2018 and prior to that was an administrator.
Looking for a mortgage?
For a FREE initial consultation call
Mortgagehunters Limited T/A Mortgage Hunters Financial Services is an Appointed Representative of Connect IFA Limited 441505 which is Authorised and Regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference 776832.
There will be a fee for mortgage advice, the precise amount will depend upon your circumstances. Your Consultant will confirm the amount before you choose to proceed but we estimate it to be £899 or up to 2% of the mortgage amount.
Not all services we offer are regulated by the FCA
Commission disclosure: We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation.
Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender.
Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement.
For sales of non-investment insurance products such as life and critical illness insurance, we are remunerated by commission from the insurance provider. Commission will normally be based on a percentage of your premium for a set period of time.